Mortgages

Learn how non-resident mortgages in Dubai work, including LTV limits, documentation, pre-approval, loan terms, property valuation, fees, insurance, and residency options.

Understand the minimum down payment in Dubai for UAE nationals, expatriates, additional properties, off-plan homes, and non-residents, plus the fees buyers should budget beyond the deposit.

Understand the mortgage approval process in Dubai, from Approval in Principle and bank valuation to Contract F, final mortgage approval, developer NOC, DLD registration, and property transfer.

Understand mortgage loan terms in Dubai, including the 25-year maximum tenure, age limits, EIBOR, fixed and variable rates, monthly payments, early repayment, refinancing, and mortgage costs.

Learn what a mortgage broker in Dubai does, how brokers differ from banks, how to verify a mortgage professional, compare fees and lenders, and understand their role from pre-approval to property transfer.

Compare applying directly to a bank with using a mortgage broker in Dubai, including lender choice, pre-approval, rates, EIBOR, fees, LTV and DBR limits, valuation, insurance, refinancing and what to verify before choosing.

Understand mortgage requirements for non-residents in Dubai, including LTV limits, lender eligibility, documents, income and age rules, freehold property, valuation, fees, insurance, bank accounts and off-plan financing.

Learn how to get a mortgage in Dubai step by step, including LTV rules, down payment, approval in principle, DBR, documents, valuation, DLD fees, insurance requirements and the difference between resident and non-resident applications.